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Every goal has a home here.

From flexible savings to high-yield investments, dollar products and Shariah-compliant options -- find what works for where you are right now.

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Save. Invest. Grow. Pick your starting point.

Whether you are building an emergency fund, saving towards a goal, or ready to invest, there’s an option that fits what you want your money to do.

Goal Account

Give your savings a goal. Saving for something specific? Set your target, timeline and saving frequency, then track your progress as you work towards it.

Key Benefits

1. Set a savings target and due date
2. Automate your savings and top-ups
3. Track your contributions and stay on top of payments
4. Monitor your progress from a simple, easy-to-use dashboard

Vault

Put some distance between you and your savings.

Vault lets you lock your money away for a set period while earning competitive returns. A simple way to stay disciplined and give your savings time to grow.

Features

1. Choose a fixed tenor that suits your timeline
2. Earn interest based on your chosen tenor
3. Receive your interest upfront or at maturity

FAAM Money Market Fund (FAAM MMF)

Keep your money working while keeping risk low. The FAAM MMF gives you a simple way to grow your money through a professionally managed fund. It’s suited to investors looking for competitive returns without taking on the volatility associated with higher-risk investments.

Key Benefits

1. Start investing with a low minimum amount of N5,000
2. Earn competitive returns
3. Invest through a professionally managed, low-risk fund

High Yield Investment Scheme (HYIS)

Put your money to work for higher returns. HYIS is for investors looking for competitive high returns without committing to a fixed investment tenure. Whether you’re starting out or adding to your portfolio, you have the flexibility to keep your investment open.

Key Benefits

1. Start with an accessible investment amount of N5,000,000
2. Access competitive high returns
3. Open-ended tenure, so you choose how long to stay invested

FAAM Treasury Bill Note

A straightforward way to invest for a fixed term. The FAAM Treasury Bill Note gives you access to Treasury Bills backed by the Federal Government of Nigeria. Invest for a defined period, receive your interest upfront and receive the full face value at maturity.

Key Benefits

1. Start from ₦10,000
2. Choose from fixed tenors of 91 to 364 days
3. Receive interest upfront as a discount on face value
4. Receive the full face value at maturity
5. Funds remain invested until your chosen tenor ends

Open Market Operation (OMO) Bills

A short-term investment issued by the Central Bank of Nigeria (CBN) to manage money supply and liquidity in the economy and backed by the credit of the Federal Government, making them attractive investment options for investors. It provides investors with a safe and profitable avenue for managing their finances.

Key Benefits

1. Start from ₦10,000
2. Tenor is determined by the CBN from time to time
3. Receive interest upfront as a discount on face value
4. Receive the full value at maturity
5. Funds remain invested until your chosen tenor ends

FAAM Dollar Investment Scheme, FDIS

Build and grow wealth in US dollars. FDIS gives you a way to put your dollars to work through a regulated, professionally managed investment. Whether you’re diversifying your portfolio or building wealth in dollars, start from just $10.

Key Benefits

1. Start investing with $10
2. Earn competitive, market-based returns
3. No fixed investment tenure
4. 90-day lock-in period for new investors
5. Professionally managed and regulated

New

Halal Investment

Grow your wealth, your way. Halal Investment gives you a Shariah-compliant way to invest while staying aligned with your faith and values. It is professionally managed for investors who want their financial choices to reflect what matters to them.

Key Benefits

1. Invest in line with Shariah principles
2. Start from ₦5,000
3. 90-day lock-in period for new investors
4. Professionally managed and regulated

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Every goal has a home here.

Save. Invest. Grow. Pick your starting point.​

Goal Account

Key Benefits​

Vault

Features

FAAM Money Market Fund (FAAM MMF)

Key Benefits​

High Yield Investment Scheme (HYIS)

Key Benefits​

FAAM Treasury Bill Note

Key Benefits​

Open Market Operation (OMO) Bills

Key Benefits

FAAM Dollar Investment Scheme, FDIS

Key Benefits​

Halal Investment

Key Benefits​

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Save. Invest. Grow. Pick your starting point.

Key Benefits

Key Benefits

Key Benefits

Key Benefits

Key Benefits

Key Benefits

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